


Supercharge Your AI Workflows
Supercharge Your AI Workflows
The all-in-one operating system for MLOs
The all-in-one operating system for MLOs
Create loan quotes, generate flyers, and collaborate with partners in minutes. Like Turbotax, but for loan origination.
Create loan quotes, generate flyers, and collaborate with partners in minutes. Like Turbotax, but for loan origination.


Trusted by top producing MLOs acorss the country
Trusted by top producing MLOs acorss the country
Trusted by top producing MLOs acorss the country
Features That Matter
Features That Matter
Tools that save time, win deals, and build partners
MLO Engine handles the grunt work, so that you can take care of clients and close more deals, faster.


Fast Quotes & Comparisons
Build side-by-side loan options in minutes with real fees, DPA, and income/DTI calculators

Fast Quotes & Comparisons
Build side-by-side loan options in minutes with real fees, DPA, and income/DTI calculators


Real-Time Sharing with Buyers and Realtors
Send a live link that updates automatically, with comments and edits tracking. Get notified of any activities

Real-Time Sharing with Buyers and Realtors
Send a live link that updates automatically, with comments and edits tracking. Get notified of any activities


Professional Flyers & Cobranding tools
Create polished, co-branded flyers in seconds. Automatically pull in loan details to every flyer

Professional Flyers & Cobranding tools
Create polished, co-branded flyers in seconds. Automatically pull in loan details to every flyer


Dashboard & Reminders
See every loan file and milestones at a glance to keep you on track

Dashboard & Reminders
See every loan file and milestones at a glance to keep you on track
Fix the daily pain points
Fix the daily pain points
Built for the way loan officers actually work
Fluence AI helps you tackle data bottlenecks, streamline analysis, and make smarter decisions with ease.
Down Payment Assistance (DPA) Wizard
Layer multiple assistance programs into any loan scenario instantly.

Add grants, bonds, or second liens in seconds.

Auto-calculate payments, fees, and qualifying impact.

Compare multiple DPAs and how they affect the cash to close or payments

Down Payment Assistance (DPA) Wizard
Layer multiple assistance programs into any loan scenario instantly.

Add grants, bonds, or second liens in seconds.

Auto-calculate payments, fees, and qualifying impact.

Compare multiple DPAs and how they affect the cash to close or payments

Down Payment Assistance (DPA) Wizard
Layer multiple assistance programs into any loan scenario instantly.

Add grants, bonds, or second liens in seconds.

Auto-calculate payments, fees, and qualifying impact.

Compare multiple DPAs and how they affect the cash to close or payments

Professional Open House Flyers & Cobranding
Create polished, branded marketing in minutes to share with your realtors and offer prospective buyers mortgage estimated at the same time

Auto-pull loan details into custom flyer templates

Add realtor branding for instant co-marketing.

Generate ready-to-share flyers for open houses or listings

Professional Open House Flyers & Cobranding
Create polished, branded marketing in minutes to share with your realtors and offer prospective buyers mortgage estimated at the same time

Auto-pull loan details into custom flyer templates

Add realtor branding for instant co-marketing.

Generate ready-to-share flyers for open houses or listings

Professional Open House Flyers & Cobranding
Create polished, branded marketing in minutes to share with your realtors and offer prospective buyers mortgage estimated at the same time

Auto-pull loan details into custom flyer templates

Add realtor branding for instant co-marketing.

Generate ready-to-share flyers for open houses or listings

Income Calculation Engine
Eliminate guesswork in calculating borrower income. Whether it is self-employment, W-2, or Business Income

Enter W-2, self-employment, or business income sources.

Auto-apply Conventional, FHA, and VA income rules.

Get instant qualifying income with audit-ready transparency.

Income Calculation Engine
Eliminate guesswork in calculating borrower income. Whether it is self-employment, W-2, or Business Income

Enter W-2, self-employment, or business income sources.

Auto-apply Conventional, FHA, and VA income rules.

Get instant qualifying income with audit-ready transparency.

Income Calculation Engine
Eliminate guesswork in calculating borrower income. Whether it is self-employment, W-2, or Business Income

Enter W-2, self-employment, or business income sources.

Auto-apply Conventional, FHA, and VA income rules.

Get instant qualifying income with audit-ready transparency.


SUCCESS STORIES
Hear what our customers have to say
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO

SUCCESS STORIES
Hear what our customers have to say
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO

SUCCESS STORIES
Hear what our customers have to say
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO
"Being able to instantly show borrowers different loan scenarios with DPA options is incredible. In just minutes, I can present multiple programs and help them choose the best path to homeownership"
Luis Arizaga
Branch Manager
"The open house flyers look amazing. Our realtors love how professional and modern they are, and they're impressed by how quickly we can customize payment scenarios for their listings"
Jose Ramirez
Branch Manager
"Having all loan options in one place with real-time pricing and the ability to collaborate has streamlined our entire process. We're closing loans faster than ever. Highly recommend Loandock."
Eduardo Correa
Sales Manager
"MLO Engine has become a part of my daily life. The platform keeps improving week after week, and their customer support is instant, and top-notch. Our entire team relies on it every day."
Mario Cerrato
Area Manager
"My real estate agents love the instant scenario comparisons. It's helped me build stronger partnerships and get more referrals. Highly reocmmend this to anyone looking to increase their production"
Alex Hernandez
MLO
Simpliefied Workflow
Simpliefied Workflow
Automate workflows in three simple steps


1. Create Quotes
Create Multiple Side-by-Side loan comparisons in MLO Engine

1. Create Quotes
Create Multiple Side-by-Side loan comparisons in MLO Engine


2. Share with Buyers
Share your created scenarios with your buyer or their realtors in one click

2. Share with Buyers
Share your created scenarios with your buyer or their realtors in one click


3. Manage your dashboard
Use MLO Engine to stay on top of your pipeline and track any changes and edits

3. Manage your dashboard
Use MLO Engine to stay on top of your pipeline and track any changes and edits
FAQ
Frequently asked questions
Who is MLO Engine designed for?
Our platform is built for mortgage loan officers, brokers, and small lending teams. Realtors and buyers also benefit through easy collaboration tools, professional flyers, and live loan comparisons.
What is MLO Engine and how does it work?
How much time does MLO Engine save me?
How does MLO Engine help with increasing my production?
How does collaboration and sharing work?
What kind of customer support do you offer?
Is MLO Engine compliant and secure?
Does MLO Engine integrate with my existing tools?
FAQ
Frequently asked questions
Who is MLO Engine designed for?
Our platform is built for mortgage loan officers, brokers, and small lending teams. Realtors and buyers also benefit through easy collaboration tools, professional flyers, and live loan comparisons.
What is MLO Engine and how does it work?
How much time does MLO Engine save me?
How does MLO Engine help with increasing my production?
How does collaboration and sharing work?
What kind of customer support do you offer?
Is MLO Engine compliant and secure?
Does MLO Engine integrate with my existing tools?
FAQ
Frequently asked questions
Who is MLO Engine designed for?
Our platform is built for mortgage loan officers, brokers, and small lending teams. Realtors and buyers also benefit through easy collaboration tools, professional flyers, and live loan comparisons.
What is MLO Engine and how does it work?
How much time does MLO Engine save me?
How does MLO Engine help with increasing my production?
How does collaboration and sharing work?
What kind of customer support do you offer?
Is MLO Engine compliant and secure?
Does MLO Engine integrate with my existing tools?


Close More Loans faster with MLO Engine
Close More Loans faster with MLO Engine
Impress buyers, support realtors, and grow production with less work. Sign up instantly - no card needed!
Impress buyers, support realtors, and grow production with less work. Sign up instantly - no card needed!